Do You Know?

Do you know all the reasons that credit card companies can use as excuses to raise your rate of interest to above 20%, sometimes all the way to 30% or more? Better read your fine print.

You made just the minimum payment on one card 3 months in a row? Sorry - get ready for your rate increase - from everybody.

You were 2-3 days late? Sorry - open your wallet again.

There's more - get out your cardholder agreement.