If You are in Debt, You are not Alone!

The average family has 6 credit cards and over $8,800 in credit card debt. In total, Americans have over $3 trillion ($3,000,000,000) in debt on their cards. That does not count their other debt for mortgages, cars, etc. Debt problems can lead to anxiety and even depression. Debt can drive you to despair. Debt can lead to family problems, divorce, displaced children, permanently altered relationships and worse. It can lead to even worse decision making, such as a rush to bankruptcy or refinancing a home to exchange unsecured debt to secured debt that will take 15 to 30 years to pay back and jeopardize your most important asset, your home. There are much better answers.